Why Being Financially Organized Can Help Your Motivation and Emotional Well-Being
There is no doubt that falling into debt is stressful. People living in the UK owe more than £1.5 trillion and the average household debt is £57,349. That’s a lot of money, so it’s no wonder that many people can’t sleep at night. The situation is not much better in other countries either. In the USA, figures released by the Federal Reserve reveal that credit card debt ballooned to $1.02 trillion in July. In both countries, the level of personal debt is such that many economists are concerned it could trigger another recession.Why Being Financially Organized Can Help Your Motivation and Emotional Well-BeingBeing broke is difficult. Money doesn’t always make us happy, but not having any money in your wallet limits what you can do. Money worries are also the major cause of stress in 35% of relationships. Without any spare cash, you can’t book a weekend away, enjoy a night out with friends, or indulge your passion for investment whether via online trading or utilizing spread betting platforms. In fact, you can’t do much at all. Debt and mental health problemsDebt is inextricably linked to mental health problems. Falling into debt causes anxiety, depression, and stress. Unfortunately, it isn’t long before we are sucked into a vicious circle: the more we worry about debt, the harder it is to make sensible financial decisions that could get us out of debt. A 2012 survey of 10,000 households in the UK found that people with debt problems were twice as likely to suffer from mental health issues. Interestingly, though, the incidence of depression and anxiety is lower in areas where debt and financial issues are more common, as there is a greater level of community acceptance. Intense feelings of anxiety are common among those struggling with debt. Many people feel isolated because of their debt problems. Admitting you can’t cope with your money problems often triggers a sense of shame. A 2012 survey of 438 psychology graduate students discovered that financial worries ranked second, just below academic concerns. Many students reported feelings of shame, guilt, and denial about their money worries. With student debt soaring to £100 billion, it’s no wonder that today’s students are crippled with anxiety over their personal finances. Small victoriesPaying off your debts is key to improving your emotional well-being. Organizing your finances might seem like an impossible task when you are drowning in debt, but a Texas A&M research study found that tackling small debts first gave people the motivation to deal with their larger debts. So, instead of over-facing yourself with a seemingly impossible task of paying off a £10,500 credit card bill, start with a smaller goal and an affordable payment plan.Organize your debts and decide which bills are most urgent. Speak to your creditors. Take charge and see if they will reduce your debts or accept lower payments for a while. Too many people slip into a state of denial when their personal finances begin to spiral out of control. Sticking your head in the sand is not an option. Be proactiveBeing proactive and looking at ways to manage your money will give you the motivation to pay off your debts and be more organized in the future. This, in turn, will boost your mood and help you stay mentally strong.You will be far happier if you take control of your personal finances. Create a manageable budget and stick to it, but if debt problems are keeping you up at night, make an appointment to speak to a debt counsellor.
How to Increase CRM Adoption in Sales Teams
A customer relationship management (CRM) system is one of the greatest success investments a company or business can make in its lifetime. It is also a significant factor that fosters success for businesses that face consumers directly. For you to get the most sophisticated benefits of using CRM, you must be sure that the system is being utilized properly by your employees, especially the sales team members. How to Increase CRM Adoption in Sales TeamsThe customer relationship management market has seen a steady growth in the recent past. For this reason, its value is estimated to stand at $19 billion. However, migrating to the use of the new system is not one of the things you should take for granted. Despite the overall market success, the customer relationship management initiatives have suffered more than 60 percent failure rates in the industry. However, people admit that these failures are out of exaggerations. However, their existence indicates a weakness in a flawed process. Reasons for failureMany ways are available for CRM to fail so that its adoption can gain favor in the eyes of the sales team members. The best way it fails is by choosing the wrong product for your work or business. Maybe it may lack the correct features for having the workflow of the sales the company makes. In some occasions, it may come with numerous features that cause the representatives find frustration and complications. Maybe it does not have the capability to integrate with some products you normally use like email sharing. A customer relationship management system can be of no use if it does measure usage and track investment returns. This is true when it does not enforce and support key leaders. No pay out, and no buy-ins. Ways to boost adoptionThe adoption of CRM is not about forcing people to use it. However, it is all about showing them the true value it adds to the sales processes as well as equipping them for success in usage. Let’s look at the strategies below.Upper-management buy-inWhen most buyers consider adoption, they think about forcing sales representatives to use the system. However, the only target audience is not the end-users. The upper management of the company should also be engaged. Leadership plays a role in enforcing usability standards and selling it to the company.Employ buy-inIntrinsic motivation is more important than extrinsic motivation. Instead of forcing the use of CRM by your junior members, let them make it a choice to use it because of its benefits. Before committing a product, let them get your input. What do you hate or like about this system? Provide rewards or recognition to top performers after installing the system.Provide on-going and pre-emptive trainingFor an average sales rep, it can be a daunting task to learn the use of a new system. While the old systems had its problems, they managed to use it. Training process involves training users how to use the new system. Some vendors offer online training tools through webinars, video tutorials, and a troubleshooting guide. Beyond training, ensure they access updates, support tools, and best information practices.
Frictionless Efficiency: Preparing Your Office Environment for Hyper Productivity
When running a business, one of the key indicators of success for your team is how well they work together, and this comes out in the metrics of productivity and efficiency. Like any other machine, it can be judged on how well its takes its input and generates its output. Machines, like car engines, lose much of their efficiency due to "friction". For car engines this can be mechanical friction (which is why it's important to change your oil and tighten your belts), but for humans it can be more abstract. Frictionless Efficiency: Preparing Your Office Environment for Hyper Productivity There are many different factors that go into reducing friction within a business process, just as there are many different factors that go into team building and company productivity. Today we will focus on some "low hanging fruit", i.e.: is your office best equipped to support a well functioning and "frictionless" team? Optimize your office or workspace productivity with these tips Whether you are working at the company office, or you have your own home office, it can be difficult to be productive all the time. Some days, you just can’t seem to get yourself to work. Other days, you get distracted and the day runs away from you. If this is a regular occurrence however, you may need to rethink your office space. With these helpful tips, you can upgrade your office and improve productivity all at the same time. Organize your space The first step that you can take to improve productivity is to organize your space. This means that everything has a place, and you remove clutter from your area. It is difficult to focus on work if you cannot find it in the many piles of papers and documents everywhere. It is much easier to focus on your work when that is the only thing that you have to focus on. There are plenty of organizers to purchase online, which can help you find homes for your writing utensils, papers, and other important items. Focus on ergonomics This has been a rising trend recently, with the advent of "standing desks", sitting balls, ergonomic office chairs and various other fancy products all claiming to reduce the unhealthy effects of long hours at the computer. These products won't work for everyone, but it's important to find what works for you and your team and make these options available for your office workers. More importantly, don't expect your team to necessarily know they are being non-ergonomic. Many people don't realize the inefficiency of their work until they develop some type of repetitive strain injury (like carpal tunnel syndrome). A good way to go about it is to provide them the basics, including a vertical mouse, ergonomic keyboard and an ergonomic chair. Once these bases are covered, ask them some inquiring questions about their comfort level, and adjust to their specific needs. Create to-do lists When you are busy working, it can be difficult to keep a track of everything you need to accomplish, and when you need to accomplish them by. And then you have the problem of trying to do too many things in one day, and not being able to accomplish the most important items. In order to help with these problems, creating to-do lists helps you prioritize what is the most important items for you to accomplish, and what your goals are for the day. You can ensure that the most important things get done first, and you can plan to try and complete a reasonable amount of tasks in a day. Disconnect from social media Social media is both a blessing and a curse for busy people, especially those who are trying to improve their productivity. On one hand, social media can help you network and connect with other people, expanding the reach of your business. On the other hand, social media can be very distracting, and keep you from working on what you need to complete. It is important that you give yourself a set amount of time to be on social media, and disconnect from social media the rest of the time. Healthy snacking For many people, stress snacking can be a very real thing. The other typical response is to not eat at all, because you are too busy. Both of these are not healthy for you, and drain you of energy, so that you feel more exhausted earlier. In order to avoid this fatigue, it is important that you keep healthy snacks around your office, so that you remember to eat, and that you do not stress eat unhealthy foods. But eating healthy snacks, you will give your body the energy it needs to keep working and improve your overall productivity.
How Does Your Physical Fitness Impact Your Mental Health?
Well, it has always been a known fact that our mind and body have an intricate relationship. So, when you feel ill it’s very obvious that you’ll not be feeling mentally refreshed and vibrant. For example, if someone is suffering from a deadly disease then normally it happens like that he or she will neither feel content nor happy at any point of time. Want to know more about the correlation in a specific way? Okay, today I am here with an in-detailed explanation of that. Just take a glance over and enlighten yourself about this critical and must-know fact so that you can take necessary steps whenever you’re feeling that there is any kind of health or mental complication that you’re suffering from. Let’s start! How Does Your Physical Fitness Impact Your Mental Health?A good health can help you to remain calmYes, that’s true enough! If you’re having a healthy body it is very sure that it can act as a mood enhancer for you as well as lets you to be calm and composed. So, make sure that you’re exercising regularly and always having a proper sleep. It’s because these are the two main factors which help your body and mind to be healthy. But, you might not be able to get a proper sleep, thanks to the hectic work schedules and various worries that most of us have nowadays. So, if there is any such scenario with you then you can buy some potential sleeping pills from the top-brands after consulting your doctor. Mental rest increases your patienceYou should know that the mental fatigue and physical fatigue in you are interlinked. If you’re doing any mentally tiring work then it is very sure that you’ll lose your physical endurance. Although mental fatigue will not cause your muscles or heart to perform in a different way but the overall affect that it cause to your physical health is just worst. You’ll feel that nothing is good around you and it will reduce your capability to hold on into any kind of good or bad conversation. Hippocampus enlarges with fitnessThe fact is true enough that your hippocampus remains healthy and increases in size when you’re physically fit. It is actually the center of emotion and feelings in your brain. So, if you’re not physically fit and are suffering from any kind of physical issues then your hippocampus is supposed to shrink. Always make sure that you’re healthy enough so that your hippocampus remains enlarged and you feel emotionally strong. Stress is related to breast cancerOkay, breast cancer is a disease from which almost every other woman is suffering nowadays. It has become a buzzing disease with which most of the cancer specialists are dealing throughout the world. And there are some proven records that the ladies who’re suffering from cancer are somehow linked up with various kinds of traumatic and stressful life events. So, all you ladies out there, make sure that you’re making the right moves to keep yourself happy and content so that you can be ensured about not suffering from such a dangerous disease in future. So, make sure that you’re doing some yoga, having good food and enough sleep etc. to keep yourself healthy as this will certainly help you to be mentally strong and active as well. So, considering the fact that our body is the house of our mind it would be great if we treat both of these simultaneously.